Spills Spot Blog

increasing productivity

An Easy Way to Boost Your Productivity

In this day and age, it seems like stress has become an accepted part of life. While I'm all in favor of the hustle, it's important to not just work harder, but to also work smarter. Part of the way I've been able to balance everything I have going on in life is by implementing certain systems. Here are some of the systems I use...

money in checking account

How Much Money Should You Keep in Your Checking Account?

In order to work towards your goals, a beneficial first step is to make sure your financial setup is well organized. Part of this setup is your main checking account. How do you determine the right amount of money to keep in your checking account?

figure out your purpose

What’s Your Why?

You can learn all the money tips there are, but if you never apply them you won't see any positive change in your life. Before even trying to implement positive changes it's important to figure out your reason for doing so. This post discusses how to find your "why" that drives you in your life...

holiday gift shopping

The Best Gifts for People Difficult to Shop For

I’m one of those people who has trouble figuring out what to tell people I want for Christmas. I no longer “need” a long list of material possessions. It might seem like I’m a very difficult person to find gifts for, when actually it's easier than you might think. Here are the best gifts to get the people in your life who seem to be the most difficult to shop for...

christmas gifts on budget

How to Give Holiday Gifts on a Budget

The holidays are a time filled with decorations, family gatherings, and festive music. However, often times the focus of the season ends up being on the giving and receiving of gifts. Read about how to find holiday gifts on a budget...

stop focus on what you can't control

Stop Focusing on What You Can’t Control

There are a lot of circumstances in life that our out of our control. One of my favorite parts of personal finance is that it's one of the rare areas of life where we do have some control...

lessons from student loans

5 Reasons Why I’m Thankful for My Student Loans

I love the whole spirit of Thanksgiving, reflecting on everything we have to be grateful for. It may sound strange, but I'm actually thankful for my student loans. Read more about the positives that I've learned throughout my experience of paying off student loan debt...

pay off debt or invest

Is it Better to Pay Off Debt or Invest?

This is one of the burning questions in the personal finance community. In this post I detail the key aspects to consider for both choices of accelerating debt repayment or increasing investment contributions, and explain the decision we've employed with our own finances...

joy through generosity

Finding Joy Through Generosity

Packing up to move recently has reaffirmed that there's so much more to life than money and possessions. True joy is found through generosity and helping as many people as possible.

financial planning

How Planning Ahead Can Save Money

Our culture is so focused on having everything immediately. On the one hand, convenience is increased and time is saved. On the other hand, its costing us all a lot of extra money. Simply planning ahead before making purchases can avoid a lot of wasted money...