Helping Others Win With Money
An inside look at how I use Mint for our monthly budgeting and how you can too with minimal effort. Most people will concede that they should know where their money is going, so why don't more people budget their expenses? This post can help tear down the hurdles that people encounter during the initial set-up...
If you happen to frequent personal finance blogs with any regularity, there’s a high probability that you come across certain advice that gets repeated numerous times. Some insist on optimizing every expense and cutting out any excess, others argue that you shouldn’t “sweat the small stuff.” Does focusing on cutting out daily $3 lattes really matter?
We live in a society where everything is always becoming new and improved, arriving to our doorstep faster, easier to use, and simpler to understand. These services can make us become more reliant on outsourcing simple tasks and the cost tends to add up quickly. Frugal living challenges the conventional way of thinking and is a whole different mindset...
Every day we’re bombarded with messages of how we’re missing out on something better. This fear of missing out is often wrongly linked to frugality, as people spend their money frivolously to overcompensate. Spending more money doesn’t buy more happiness, and choosing to live a frugal lifestyle doesn't mean you’re missing out on what life has to offer.
We're officially over a month into the new year! Two of the most common New Year’s resolutions that are made each year are saving more money and losing weight. At first glance these two goals seem to be completely unrelated, but after taking a closer look it becomes apparent that the steps to achieving them go hand in hand. Here are the reasons why budgeting and dieting are very similar...
We all know who they are. Maybe they’ve pulled the “I forgot my wallet” trick a few too many times. Maybe they load their plate a little too high when a free meal is provided. Or maybe they consistently ask for financial assistance without returning the favor.
Whatever the case, these habits can get extremely frustrating, and eventually lead to strained relationships. We’re talking of course about people who are cheap...
The biggest key to getting to the point of spending less than you earn is to have a well-written, detailed budget that you stick to every month. This is why you NEED to be using an online budgeting tool...
One of the most important aspects of personal finance is making a budget. Budgeting is a proven method to staying in control of your finances.
Often times, is the little remembered expenses that put us at risk. They are hardly noticeable, or come along so infrequently that we forget to incorporate them into our budget...
In all honesty, most of the time I tend to try to avoid spending money whenever possible. I try to avoid being wasteful and purchasing items that will eventually end up becoming meaningless clutter. There are definitely exceptions to this tendency though. I love spending my money on areas that truly matter to me...
Sadly, it’s become increasingly more common to hear stories in the news of multi-million dollar athletes reaching rock bottom and declaring bankruptcy.
With these alarming statistics and repeated news stories of athletes failing with their money, it would be easy to make the assumption that they’re all living that way. This makes the rare instances of athletes living frugally stand out...
