Spills Spotlight: Volume 19

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Welcome to this month’s Spills Spotlight! This series consists of a roundup of my favorite personal finance blog posts from around the web, publishing on the last day of each month. If you missed the last Spotlight, you can check it out here.

Throughout the month I read a couple hundred blog posts and include my favorites here. Spills Spotlight is an opportunity for me to share my favorite posts with my readers, and showcase the work of my fellow bloggers within the personal finance blogging community. I hope you enjoy this series, and feel free to comment with suggestions on which posts should be included in upcoming months!

Four Money Lessons from Four Decades

by The Three Year Experiment

“The Lesson of Debt was the least pleasant lesson I had to learn. It’s fair to say that my third decade was the hardest of my life in many ways. But, like hard lessons do, it taught me the most. It changed me the most and improved me the most. The Lesson of Debt made me more humble, less sure I had all the answers. It made me realize I wasn’t better than other people, as I tended to subconsciously think.”

Smashing 6 Figures of Debt & Learning From What Doesn’t Apply to Me 

by She Picks Up Pennies

“Most of us don’t have a mindset problem so much as we have a math problem. But just because the numbers don’t shake out, doesn’t mean those posts aren’t worth reading. There’s a great deal to be learned from things that don’t apply to you. There’s a reason we look up to people we can never become.”

Retired from Medicine at 43: Why, How, and What Now?

by Physician on FIRE

“There were a lot of hurdles on that track, and they’re all behind me now. Now, I get to chase a different goal — to live a happy and meaningful life while raising our boys and enjoying our days at a less-frenzied pace. It’s a goal with no discernible endpoint and no hurdles to jump over or trip over. A life I’ve been looking forward to for some time now.”

How to Become a Millionaire for $44/Month

by Burrito Bowl Diaries

“If you start as a baby, you need to invest less than most people’s cable package to have a million dollars by standard retirement age.”

The Secret to Your Success: 10 Years of Unwavering Commitment

by Financial Samurai

“Your ultimate goal is to be proud of your effort. No matter what happens, so long as you know you did your best you will be at peace with the results. Do your best to stay committed to something you care about for at least 10 years. If you do, great things will happen.”

How to Make Work Feel Like Play

by Rad Reads

“Care more about the process or less about the outcome. The process consists of the activity itself, honing one’s skills, intellectually challenging yourself, and learning new things – all while being around people who inspire, energize and respect you.”

The Laws of Investing

by Morgan Housel at Collaborative Fund

“A theme here is that investing is not just the study of finance. It’s the study of how people behave with money. So most of these “laws” describe a universal feature of how people respond to risk, reward, and scarcity.”

It’s Hard to Think Long-Term

by Michael Batnick at The Irrelevant Investor

“You don’t dig up a young tree every time storms. It needs time to grow. The roots can handle wind and rain and thunder. Likewise, a diversified portfolio needs time to grow, and can also withstand some discomfort.”

When is Enough, Enough?

by Tony Isola

“Simplicity is a strategy. Adding complexity to investing or living doesn’t end well. The hardest part of creating wealth is knowing when enough is enough. Compounding material desires is at the top of the list.”

Runs in the Family

by Sarah Spain at ESPN

This article isn’t personal finance related, but it’s one of the best stories I’ve read all year! Very powerful and emotional piece.

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